Terms and Conditions

By accessing or using College Forum ("the Platform", "our Service", "we", "us"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you may not access or use the Platform. These Terms constitute a legally binding agreement between you and College Forum. Your continued use of the Platform signifies your acceptance of these Terms and any modifications we make to them. We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Platform. Your continued use of the Platform after changes are posted constitutes acceptance of the modified Terms. We encourage you to review these Terms periodically. If you are using the Platform on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

Eligibility: You must be at least 13 years of age to use College Forum. If you are under 18, you must have parental or guardian consent to use the Platform. By using the Platform, you represent that you meet these eligibility requirements. Account Registration: To access certain features, you must create an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate and current. Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account. We are not liable for any loss or damage arising from your failure to protect your account information. Account Verification: We may require verification of your educational institution affiliation. You agree to provide accurate verification information when requested. One Account Per Person: Each user may maintain only one active account. Creating multiple accounts may result in suspension or termination of all accounts.

Acceptable Use: You agree to use College Forum only for lawful purposes and in accordance with these Terms. You agree not to use the Platform in any way that violates any applicable federal, state, local, or international law or regulation. Prohibited Activities: You may not: • Post false, misleading, or fraudulent content • Harass, threaten, or intimidate other users • Post content that is defamatory, obscene, or hateful • Engage in academic dishonesty or promote cheating • Spam or engage in unsolicited advertising • Impersonate any person or entity • Collect or store personal data about other users • Interfere with or disrupt the Platform or servers • Use automated systems (bots) without permission • Violate any intellectual property rights • Post content containing malware or viruses User Content: You retain ownership of content you post on College Forum. By posting content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and distribute your content in connection with operating the Platform. Content Responsibility: You are solely responsible for the content you post. We do not endorse or guarantee the accuracy of user-generated content. You agree to indemnify us against any claims arising from your content. Content Moderation: We reserve the right to remove any content that violates these Terms or is otherwise objectionable, but we are not obligated to monitor all content.

Platform Ownership: College Forum and its original content, features, and functionality are owned by us and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws. Trademarks: College Forum name, logo, and related marks are our trademarks. You may not use these marks without our prior written permission. User License: Subject to these Terms, we grant you a limited, non-exclusive, non-transferable license to access and use the Platform for personal, non-commercial purposes. Restrictions: You may not: • Copy, modify, or create derivative works of the Platform • Reverse engineer or attempt to extract source code • Rent, lease, or sublicense access to the Platform • Remove or modify any proprietary notices • Use the Platform for commercial purposes without authorization Third-Party Content: The Platform may contain links to third-party websites or content. We do not endorse or assume responsibility for third-party content or intellectual property. Copyright Infringement: We respect intellectual property rights. If you believe content on our Platform infringes your copyright, please contact us with detailed information, including the copyrighted work, the infringing material's location, and your contact information.

Privacy Policy: Your use of the Platform is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our data practices. Data Collection: We collect and process personal information as described in our Privacy Policy. By using the Platform, you consent to such collection and processing. Communications: By creating an account, you consent to receive electronic communications from us, including emails about your account, platform updates, and promotional materials (which you may opt out of). Third-Party Services: The Platform may integrate with third-party services. Your use of such services is subject to their respective terms and privacy policies.

"As Is" Basis: The Platform is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. No Guarantee: We do not guarantee that the Platform will be uninterrupted, secure, or error-free. We do not warrant the accuracy or reliability of any content on the Platform. Educational Content Disclaimer: Content on College Forum is provided for informational and educational purposes only. It does not constitute professional advice. You should not rely solely on Platform content for important decisions. Third-Party Content: We are not responsible for the accuracy, reliability, or legality of user-generated content or third-party content. Limitation of Liability: To the fullest extent permitted by law, College Forum and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or other intangible losses, arising from your use of the Platform. Maximum Liability: Our total liability for any claims related to the Platform shall not exceed the amount you paid us in the twelve months preceding the claim, or $100, whichever is greater. Jurisdictional Limitations: Some jurisdictions do not allow limitations on implied warranties or limitation of liability, so these limitations may not apply to you.

Termination by You: You may terminate your account at any time by contacting us or using account deletion features. Upon termination, your right to use the Platform will immediately cease. Termination by Us: We reserve the right to suspend or terminate your account and access to the Platform at any time, with or without cause, and with or without notice, including if: • You violate these Terms • You engage in fraudulent or illegal activities • Your actions harm other users or the Platform • We decide to discontinue the Platform Effect of Termination: Upon termination: • Your right to access the Platform ends immediately • We may delete your account and content • Some provisions of these Terms survive termination, including intellectual property rights, disclaimers, and limitations of liability No Refunds: Termination does not entitle you to any refund of fees paid, if applicable.

Governing Law: These Terms shall be governed by and construed in accordance with the laws of the State of [Your State], without regard to its conflict of law provisions. Jurisdiction: You agree to submit to the personal and exclusive jurisdiction of the courts located in [Your County and State] for resolution of any disputes. Arbitration: Any dispute arising from these Terms or the Platform shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except for disputes that may be taken to small claims court. Class Action Waiver: You agree to resolve disputes with us on an individual basis and waive any right to participate in class action lawsuits or class-wide arbitration. Informal Resolution: Before initiating arbitration or legal proceedings, you agree to first contact us to attempt to resolve the dispute informally. Time Limitation: Any cause of action you may have with respect to the Platform must be commenced within one year after the claim arose, or it will be permanently barred.